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Insurance Requirements for Consultant Contracts

University risk management policy is designed to “right size” the insurance requirements for the commonly purchased non-construction related consultant services based on an assessment of the likely risk to the University. You must determine your minimum insurance requirements for your consulting contract(s) by following the steps under “Choosing the Correct Consulting Contract: Interactive form” located on the Purchasing website:


Columbia University cannot direct or recommend which insurance broker, agent, or carrier you choose for your business operations. However, if you need assistance in accessing the insurance market, the insurance brokerage firms listed below may be able to assist you in the procurement of the necessary coverage in compliance with your contract. Brokers are listed in alphabetical order. Insurance coverage may also be purchased through the Internet.


Jenna Kirkpatrick Howard


Lockton Companies

1800 K Street, NW

Suite 200

Washington, DC 20006

Tel:  202-414-2607




Robert M. Dietzel

Managing Partner

KMRD Partners, Inc.

Stone Manor Corporate Center

2600 Kelly Road, Suite 300

Warrington, PA  18976

Tel:  267-482-8386




Your business operation will determine the types and amount of required insurance. Examples of types of insurance generally required are listed below; however, the amounts will be defined at the following website Please note that both the insurance and the conditions set forth below must be met.

Commercial General Liability Insurance written on an occurrence basis and by insurers authorized to do business in New York State, with such coverage to include, but not limited to, broad form property damage liability and contractual liability with minimum liability limit as required in the Select Consultant Agreement.

Commercial Automobile Liability Insurance covering the Consultant used in connection with the performance of Services under this Agreement, with minimum liability limit as required in the Select Consultant Agreement.

Worker’s Compensation and Employer’s Liability Insurance, covering each employee with a limit of liability in accordance with applicable law, in the case of worker’s compensation insurance, as required in the Select Consultant Agreement.


• The Commercial General Liability insurance shall be primary coverage and shall include as additional insured The Trustees of Columbia University in the City of New York, its trustees, officers, agents and employees with respect to services provided under this agreement. Any insurance Columbia University may purchase shall be excess and non-contributory.

• The effective dates of all policies must be inclusive of the contract dates. If the contract extends beyond the current policy expiration date, then a renewal Certificate of Insurance showing the new policy term must be received by the Risk Management department at least 30 days before expiration of the existing coverage.

• An ACCORD form certificate must be provided prior to the execution of any agreement and sent to the Senior Manager of Risk Management, Columbia University, 615 West 131st Street, 3rd Floor, New York, NY 10027.